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ISAs 2018/19

Overall investment limit
Junior ISA limit
Help to Buy monthly subscription limit (initial deposit limit £1,000)
Lifetime ISA annual subscription limit


  1. Investments in ISAs are free of income tax and capital gains tax.
  2. Those aged 16-17 can invest in a cash ISA, in addition to a Junior ISA.
  3. ISAs allow you to take your money out at any time without losing tax relief and furthermore you are not required to declare income and capital gains from ISA savings.